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Flexible Financing

At NYSD, we believe that financial barriers should never stand in the way of your career goals. We are currently in the process of applying for Title IV Federal Financial Aid (FAFSA) eligibility to better serve our students. While this federal approval is pending, we are proud to offer the following alternative financing:

Flexible Financing

At NYSD, we believe that financial barriers should never stand in the way of your career goals. We are currently in the process of applying for Title IV Federal Financial Aid (FAFSA) eligibility to better serve our students. While this federal approval is pending, we are proud to offer the following alternative financing:

Option 1: Interest Free NYSD Financing

At NYSD, we want to make your education as affordable as possible. For students who prefer not to take out a traditional loan, we offer a 0% interest installment plan managed directly by the school.

  • Simple Terms: Structured with a deposit prior to the program start, followed with monthly installments.
  • Predictable Payments: The remaining balance is split into easy monthly installments of $650 for the duration of your program.
  • No Interest, Ever: By paying as you go, you avoid interest charges and graduate debt-free.
Option 2: Private Student Partial Loan through our partnership with Edly.

NYSD is now an approved provider with Edly, giving you access to student-friendly financing.

How to Apply for Edly Financing

Funding your education at NYSD is a straightforward, online process. Edly’s unique income-based model means you can focus on your studies now and pay based on what you earn later.

Step 1 :

Check Your Initial Terms (30 Seconds)

Visit our Student Application Link to see if you meet the initial requirements (based on your program and expected graduation date).

  • This step uses a “soft” credit pull, so checking your terms will not affect your credit score.

Step 2 :

Submit Your Application

If you pre-qualify, you’ll complete a brief 10-minute application.

  • No Cosigner Options: Edly is one of the few lenders that offers “No Cosigner” loans for students in high-demand programs.
  • Cosigner Options: You may be asked to upload a photo ID and your NYSD enrollment agreement.
Step 3 :

Review and Sign Your Offer Once approved, you’ll receive a loan offer. Edly loans are designed to be “student-first”:
  • The $30,000 Safety Net: You don’t make full payments until you are graduated and earning at least $30,000/year. If your income falls below this threshold, your payments are paused.
  • Capped Payments: Your total repayment is capped, so you’ll never pay back more than a set maximum, no matter how high your future salary goes.
Step 4 :

School Certification Once you sign your offer, our financial aid office will “certify” your enrollment. Edly then sends the funds directly to NYSD to cover your tuition. You’re all set to start class!

“NYSD is currently a non-Title IV institution. We offer private, alternative financing through Edly to assist students with tuition costs who are approved for Tiers 1-3. Please contact our admissions office for details on the application process.”

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